Pay at your own pace with Affirm

When inspiration strikes, Affirm helps you say yes without giving up financial control. Select Affirm at checkout to pay over time—and never pay a penny more than you agree to on day one.

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Just select at checkout

Choose from 6, 12 or 36 monthly payment options

For example, a $700 purchase might cost $64/mo over 12 months at 15% APR.

  • 1. Fill your cart

    Select Affirm at checkout, then enter a few pieces of info for a real-time decision.

  • 2. Choose how you pay

    Pick the monthly payment plan you like best. You’ll never pay more than you agree to up front.

  • 3. Pay over time

    Make payments at affirm.com or in the Affirm app. You’ll get email and text reminders.

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Just select at checkout

Buy with confidence

With Affirm, you always know exactly what you'll owe and when you'll be done paying.

Transparent

Affirm tells you up front the total amount you’ll pay. That number will never go up.

Flexible

You choose the payment schedule that works for you.

Fair

Affirm won’t charge you late fees or penalties of any kind, ever.

Your rate will be 0% APR or 10–36% APR based on credit, and is subject to an eligibility check. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. California residents: Affirm Loan Services, LLC is licensed by the department of Financial Protection and Innovation. Loans are made or arranged pursuant to California Financing Law License 60DBO-111681.

Frequently Asked Questions